- Address any corrections that are needed on your credit report. Most credit reports contain at least one error.
- Pay down any outstanding debts as much as possible to show lenders that you spend within your limits
- Ask your credit card companies to issues credit line increases to you to lower the percentage of the credit limits that you currently have. However, don’t apply for new cards.
- Pay all your bills on time, even if that means just making the minimum payments.
Main Credit Bureaus:
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